As a refresher, Medicare Advantage plans are sold and administered by private insurance companies. Original Medicare is administered by the federal government. Medicare Advantage plans must provide, at a minimum, the same coverage as original Medicare Parts A and B. The plans often include prescription drug coverage and additional coverages like vision and dental, and some come with other benefits, like a gym membership. With original Medicare, you can visit almost any doctor in the country. With a Medicare Advantage plan, you generally get care from within the provider’s network of medical professionals. Most people choose original Medicare, but about 30% of enrollees select Medicare Advantage
The crushing weight of student loan debt isn’t a problem affecting just younger Americans; a new study shows older Americans are shouldering an increasing share of the nation’s collective $1.34 trillion student loan debt...
Although best known for retirement benefits, Social Security actually pays four different types of benefits: retirement; disability; family; and survivor. Social Security survivor benefits provide income for the families of workers who die.
Healthcare expenses are one of the key elements of retirement planning. Call us for help.
It's not a secret that our country is deep in the throes of a healthcare crisis. But while a growing number of Americans are foregoing health coverage because of the costs involved, even those who have insurance aren't necessarily in great shape, and a big part of that boils down to a glaring lack of education.
"When you think about the future, it’s usually pleasant: your child’s college graduation ceremony, or retirement years filled with travel and adventure. But unfortunately, most of us don’t think about preparing for the bad stuff that can happen. That means insurance. Here are a few tips to help you secure the right insurance for the people and assets that matter most to you..."