"Are you entering your 30s? That means your financial responsibilities need more of your attention. With your responsibilities set to rise in the future, you need to secure your finances at any cost. However, that makes it all the more essential to reduce the chances of unfavorable uncertainties to balance the risks that life may throw in your path...
Life insurance is always an important type of policy to have in place for your loved ones. As a home-based business owner, you have many logistical tasks to take care of and don’t want to worry about figuring out the best life insurance options. When you first start researching different plans and options, you’re going to want to be sure you are getting the best type of policy as possible to properly insure your family. Every individual is different, and will have different financial objectives.
Is the life insurance you’re getting through your employer enough to take care of your family? And are you paying too much for that coverage? A healthy 50-year-old male could save nearly 80% on premiums in the first year alone by switching from an employer-provided term life insurance policy to an individual one....
If you missed your initial Medicare enrollment period or want to dump your Advantage Plan altogether, now's the time to do it. While early December marked the end of open enrollment — when Medicare recipients can make changes related to their Advantage Plan (Part C) and prescription drug coverage (Part D) — two separate windows opened Jan. 1 for people in certain situations...
"There are many good reasons to consider buying a life insurance policy, such as a recent marriage, a new baby, or taking on a large debt (like a house) loved ones would have trouble paying off if something happened to you. Or, perhaps you have witnessed first-hand the impact a death has on a surviving family's finances. If you're in the market for life insurance or have recently bought a policy, make sure you don't put your family's finances in jeopardy by making these mistakes...
The latest numbers are sobering: The average couple retiring at 65 will need $275,000 to cover medical expenses through retirement. If you're not confident you're prepared, here's where to start. As they near and reach retirement, many Boomers are growing increasingly worried that unexpected and rising costs will keep them from attaining their financial goals.